{Infographic} What’s on my Explanation of Benefits (EOB)?

If you’re new to having health insurance, reading your Explanation of Benefits (EOB) for the first time may be a little overwhelming. But, don’t worry! We’ve created this helpful infographic to highlight important information. Click the image to view it larger. Continue reading “{Infographic} What’s on my Explanation of Benefits (EOB)?”

{Infographic} How to read your BCBSKS ID Card

Like most BCBSKS members, you probably put your ID card in your wallet as soon as it came in the mail. If you haven’t taken a look at it since, here’s your chance to become a little more familiar with all the information it contains.

Starting in May 2016, each ID card comes adhered with a sticker that invites members to opt-in to receiving text communications.  Continue reading “{Infographic} How to read your BCBSKS ID Card”

After your doctors appointment

Understanding My Insurance, part 7

This post is the final in our series, Understanding My Health Insurance.

Now that you’ve visited your provider, there are a few things to consider to know if this particular provider was a good fit for you.

  • Do you feel like the provider listened to your health needs and concerns?
  • Did you feel cared for?
  • Did you feel you were treated fairly by the office staff?
  • Was the provider able to answer your health-related questions and, if not, provide you with alternate resources to find the answers?

Answering these questions will help you determine if you should continue to receive service from this provider or if you should begin your provider search over again. Continue reading “Understanding My Insurance, part 7”

find a provider in your insurance network

Understanding My Insurance, part 5

In our most recent post of this series, we outlined some considerations in case you need to use your insurance for emergency care. Today’s post will help you understand how to choose a provider and make an appointment.

Earlier in the series, we mentioned that having health insurance allows you the benefit of having a provider that can help you make the best health care-related decisions. Providers are the physicians (M.D. – Medical Doctor or D.O. – Doctor of Osteopathic Medicine), health care professionals or health care facilities licensed, certified or accredited as required by state law. In other words, they are the doctors, nurses, physicians, hospitals and other health care professionals that provide you with medical care.

Because this person will be the one you’re primarily working with for your health, it’s important to find one that’s right for you. Consider the following: Continue reading “Understanding My Insurance, part 5”

{Infographic} Can I enroll in new health insurance?

Enrolling in a health insurance plan is something you do every year. Some people enroll through their employer and others may shop for individual plans online. The period of time during which people are able to sign up for health insurance coverage or change their coverage status is called open enrollment. This period of time only happens once a year, unless an individual experiences a qualifying event, which is the subject of today’s post. Continue reading “{Infographic} Can I enroll in new health insurance?”