If you are new to Medicare, or simply want to review your options, you might wonder if you should purchase a Medicare SELECT plan. This type of coverage helps to cover the gaps in original Medicare, while offering a low-cost alternative to other types of Medigap plans. But what is Medicare SELECT, and is it right for you? Decoding the ABCs of Medicare Medicare is … Continue reading Medicare select plans
On top of keeping up with all the changes with Medicare for 2023, you also need to know the difference between Health Insurance and a Health Benefit Plan. Some people don’t realize the difference between the two or think the terms are interchangeable. A Health Benefit Plan, or Alternative Health Plan, isn’t required to follow the federal regulations made possible under the Affordable Care Act … Continue reading What’s the difference between health insurance and a health benefit plan?
Children may experiment with new clothing, hairstyles or attitudes as they grow. But sudden and extreme negative changes could signal substance abuse. General warning signs Warning signs of substance abuse include: • Withdrawal from family and activities. • Being irritable and argumentative. • Lying. • Seeming depressed, angry, paranoid or confused. • Sleeping a lot or not very much. • Gaining or losing a lot … Continue reading How to spot kids’ substance abuse
Take a moment and think about some of your goals. Maybe you want to find a job you love, eat better, save money or improve your fitness levels. If you’ve set goals in the past, but failed to meet them, know that this time can be different. When you set goals using the S.M.A.R.T. method, you give yourself the tools needed to be successful. S.M.A.R.T … Continue reading Set Goals the S.M.A.R.T. Way
Caregivers need to focus on their own well-being to properly succeed at caregiving and avoid compassion fatigue. There are five crucial aspects of self-care, including getting enough sleep, eating healthy foods, exercising, having relaxation time and having social support. Caregivers can improve their quality of life and increase their levels of happiness by directing their attention inward and taking more time to care for themselves. … Continue reading Caregivers Need Self-Care Too