We’re committed to the health of your business. And are here to help provide information when administering your company’s health plan. This video is about eligibility – conditions that must be met for an individual or group to be considered eligible for insurance coverage. Continue reading Answering your common questions about eligibility
Questions about administering your company’s health insurance plan? This short video helps answer commonly asked questions about billing, payments and making billing changes/adjustments. Continue reading Answering your common questions about billing
While most Americans agree it’s important to have life insurance, they don’t tend to seek out coverage on their own. It’s a puzzling contradiction; one that smart employers understand and respond to. For the first time in history, more Americans get life insurance coverage through their employer rather than individually purchased policies. According to LIMRA, a trade organization for the insurance industry: Source: LIMRA … Continue reading Why offer life insurance? It’s an affordable benefit your employees will value.
More than ever, Americans are living paycheck to paycheck. This means they are financially unprepared when life throws a curve ball, like an unexpected illness or an accident that results in an injury: Federal law requires a strict definition of disability. Social Security will pay benefits only to those who are unable to work because of a medical condition that’s expected to last at least … Continue reading Why offer short-term disability benefits? Give your employees protection from loss of income
The benefits your company offers speaks volumes to your employees. What do employees look for when it comes to benefits? What are modern workforce trends you should be aware of? During this recorded presentation, Nicki Flanagan, Vice President, Human Resources and Administrative Services, CHRO at Blue Cross, will present and discuss trends in Kansas and beyond, as well as share what she is currently seeing … Continue reading Modern workforce benefits
Providing health insurance can be a struggle for small business owners because of the unpredictable cost, but with 88%* of employers viewing health insurance as the most valued benefit to employees, it’s crucial for talent recruitment and retention. Last year, Blue Cross and Blue Shield of Kansas and the Chamber of Commerce Executives of Kansas (CCEKS), partnered to launch the Chamber Blue of Kansas to … Continue reading Chamber Blue of Kansas provides a step forward in pursuit of affordable coverage
Employers are looking for creative ways to save money on insurance, and reference-based pricing is the latest strategy to promise savings. However, the switch to reference-based pricing poses a number of challenges, all of which lead to decreased employee satisfaction and retention, and possibility litigation and additional troubles for employer groups. How does it work? Reference-based pricing attempts to bypass traditional health insurance by eliminating … Continue reading The pitfalls of referenced-based pricing
It’s no secret that drug spending is heavily driven by a relatively small number of high-cost specialty drugs. Self-funded employer groups are looking for any way to save on these costs. As a result, a number of specialty carve-outs have made their way into the market. Specialty carve-outs are drug cost management services that contract with self-funded employer groups and third-party administrators to secure … Continue reading What you need to know about specialty carve-out vendors