how to use health insurance in emergency

Understanding My Insurance, part 4

Previously, we discussed some basics on understanding your coverage. Today we’ll outline some considerations in case you need to use your insurance for emergency care.

You already know the number to dial in an emergency (9-1-1), but there are a few other things you should familiarize yourself with in regards to your health insurance coverage. Consider the following if you are thinking about a trip to the emergency room: Continue reading “Understanding My Insurance, part 4”

college graduate with family

Is your child needing a new health insurance plan?

With graduations quickly approaching, many grads will be finding themselves at the start of a new job. If you’re the proud parent of one of these grads – congratulations! You’re now one step closer to turning that bedroom into the personal spa you’ve always wanted. 😉

Your grad can expect a lot of changes in the coming months, including having his or her own health insurance plan for the first time. If it’s something your grad isn’t familiar with, be sure to set aside some time to make sure he or she understands the ins and outs of health care coverage. Below are some talking points to share: Continue reading “Is your child needing a new health insurance plan?”

Understand your health insurance coverage

Understanding My Insurance, part 3

In the previous post of this series, we discussed how to use your health insurance to stay healthy. Today’s article will help you understand your coverage.

When you signed up for health insurance, you probably received a Summary of Benefits and Coverage. If you didn’t receive one be sure to ask for a copy! (If you’re a BCBSKS member, log in to BlueAccess to view that information.) This document will help you understand your health insurance plan. It will include what types of services are covered, how much you’ll be paying each month for your plan and other key features. Keep it handy, because it’s a great resource to find quick answers. Continue reading “Understanding My Insurance, part 3”

stay healthy eat right exercise

Understanding My Insurance, part 2

In the first post of this series, we highlighted some key features of the Affordable Care Act. Today, we’ll discuss how to use your health insurance to stay healthy.

Securing health care coverage was a great first step in maintaining a healthy lifestyle – and it was pretty easy to sign up, right? But, that’s just one piece of the picture. Healthy living is made up of many pieces and all of them fit together to make the complete picture. You already know that things like eating healthy, staying active and getting enough sleep are major pieces of this picture, so how does health insurance fit in this picture? Continue reading “Understanding My Insurance, part 2”

understanding your health insurance

Understanding My Insurance, part 1

So, you’re a new recipient of health insurance – congratulations! Now what?

If this is the first time you’ve had health insurance on your own, you’re in luck. We’re starting this series in order to help people just like you. We know that navigating your health insurance plan can be overwhelming (and not exactly exciting), but we hope this series will help you understand the ins and outs of health coverage.

To begin, we feel it’s important for you to understand the major changes the health care delivery system has undergone in the past few years. We’re talking about the Affordable Care Act (ACA)Continue reading “Understanding My Insurance, part 1”