understanding your health insurance

Understanding My Insurance, part 1

So, you’re a new recipient of health insurance – congratulations! Now what?

If this is the first time you’ve had health insurance on your own, you’re in luck. We’re starting this series in order to help people just like you. We know that navigating your health insurance plan can be overwhelming (and not exactly exciting), but we hope this series will help you understand the ins and outs of health coverage.

To begin, we feel it’s important for you to understand the major changes the health care delivery system has undergone in the past few years. We’re talking about the Affordable Care Act (ACA)

Since it was signed into law in 2010, the ACA has aimed to help more gain greater access to affordable health care. Some of the key features of the ACA include,

  • Greater access to health insurance so anyone can purchase insurance
  • Guaranteed coverage of essential health benefits, like emergency services and hospitalization
  • Financial assistance through tax credits
  • The Health Insurance Marketplace – a place where you can learn about your options, compare health insurance plans and enroll in coverage

The Department of Health and Human Services is the government entity responsible for maintaining the ACA. Its website has great resources, including this easy-to-read infographic that highlights key features.

If you’re interested in learning more about the ACA, check out these other great links:

BCBSKS – Healthcare reform

About the Law

Health Insurance Marketplace

Next in series: Stay healthy!

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