On top of keeping up with all the changes with Medicare for 2023, you also need to know the difference between Health Insurance and a Health Benefit Plan. Some people don’t realize the difference between the two or think the terms are interchangeable. A Health Benefit Plan, or Alternative Health Plan, isn’t required to follow the federal regulations made possible under the Affordable Care Act … Continue reading Health Insurance vs. Health Benefits | Explaining the Difference | BCBSKS
Not long ago, Brady Franklin, Heidi Mark and Chris McGee made the decision to leave their large firm and venture out on their own creating Endeavor Private Wealth to help a select number of clients build, manage, protect, and transition wealth. Endeavor Private Wealth is a financial investment advisory firm in downtown Topeka, KS. Many of their clients either want to retire or are retired, … Continue reading How Blue Cross and Blue Shield of Kansas delivered for us.
Some of your employees may now be eligible for Marketplace subsidies The definition of “affordable” group coverage has been problematic since the arrival of the Affordable Care Act (ACA) in 2013. Known as the “family glitch,” it has barred millions of employees from receiving subsidized health insurance through the Marketplace. Just in time for January 2023 enrollment, the IRS has fixed the “family glitch.” This … Continue reading What you need to know about the “family glitch”
And why consumers benefit Steadily rising costs have everyone looking for smart ways to save money, particularly on health insurance. A great way to push back at inflation is to offer a Health Savings Account (HSA) to your employees. These savings accounts are a simple, effective and affordable way to find tax savings that benefits everyone: individuals, small businesses and large employers. An HSA is … Continue reading Why employers should offer an HSA
As 2021 gets underway, both federal and state legislative and regulatory changes are expected to modify health plan benefits for Kansans. Below, Blue Cross and Blue Shield of Kansas Vice President of Government and Community Relations, Sunee Mickle provides an update on how a few of these changes may affect our members. As the largest health insurer in Kansas, Blue Cross and Blue Shield of … Continue reading 2021 legislative update on Kansas health insurance laws
Updated Nov. 28, 2022- Many Kansans are new to shopping for health insurance on the individual or family market this year. Understanding coverage with the Affordable Care Act (ACA) can be different than the group coverage you are familiar with. The ACA provides health insurance by making it possible for anyone, regardless of their current or previous health condition, to purchase health insurance. It mandates … Continue reading What’s covered under the Affordable Care Act
Updated Nov. 28, 2022 – More people than ever are seeking health insurance on the Health Insurance Marketplace offered through the Affordable Care Act (ACA) during open enrollment period (OEP) that is happening now through Jan. 15. We know you likely have a lot of questions and we’re here to help. What is the ACA? The ACA provides health insurance by making it possible for … Continue reading Need health insurance for you and your family? Get the basics of the ACA in simple terms
Get ready to enroll in your 2023 individual and family healthcare plan with this guided checklist. Open enrollment begins Nov. 1 and ends Jan. 15, 2023. Make a list of your family’s current and anticipated healthcare needs for the coming year. This includes surgeries, medicines or frequent medical care. The Affordable Care Act (ACA) provides health insurance by making it possible for anyone, regardless of … Continue reading Prepare for the Open Enrollment Period for individuals and families