Tag: Affordable Care Act

For Employers

How the Family Glitch increases your opportunity for a premium tax credit  

You may be eligible for Marketplace subsidies even if you’re offered an employer-based insurance plan. The definition of “affordable” group coverage has been problematic since the arrival of the Affordable Care Act (ACA) in 2013. Known as the “family glitch,” it has barred millions of employees from receiving subsidized health insurance through the Marketplace.  Just in time for January 2023 enrollment, the IRS has fixed … Continue reading How the Family Glitch increases your opportunity for a premium tax credit  

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Health Insurance Education

What’s covered under the Affordable Care Act

Updated Nov. 28, 2022- Many Kansans are new to shopping for health insurance on the individual or family market this year. Understanding coverage with the Affordable Care Act (ACA) can be different than the group coverage you are familiar with. The ACA provides health insurance by making it possible for anyone, regardless of their current or previous health condition, to purchase health insurance. It mandates … Continue reading What’s covered under the Affordable Care Act

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Health Insurance Education

Need health insurance for you and your family? Get the basics of the ACA in simple terms

Updated Nov. 28, 2022 – More people than ever are seeking health insurance on the Health Insurance Marketplace offered through the Affordable Care Act (ACA) during open enrollment period (OEP) that is happening now through Jan. 15.  We know you likely have a lot of questions and we’re here to help.  What is the ACA?  The ACA provides health insurance by making it possible for … Continue reading Need health insurance for you and your family? Get the basics of the ACA in simple terms

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Health Insurance Education

How to save on your monthly insurance bill with a premium tax credit

Updated Nov. 28, 2022 – New for 2023, more Kansans are eligible for premium tax credits! Now, if your employer-offered plan is not deemed affordable, you may qualify for premium tax credits through Healthcare.gov. This includes single-person plans, employee+spouse plans, employee+child(ren) plans, and family plans. You can check eligibility towards premium tax credits by using this Health Insurance Marketplace Calculator. More information about these tax … Continue reading How to save on your monthly insurance bill with a premium tax credit

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Industry Perspective

{Guest blog} Health care reform – where do we go from here?

We know that many of our members have questions about the current state of health care reform in our country. While the future is still uncertain, we want you to know that we are working with our elected federal officials, as well as our state lawmakers and regulators, to ensure that Kansans have access to high-quality health care at a price they can afford. We invited BCBSKS Director of Government Relations Sunee Mickle to provide an update on how things are progressing in Washington, D.C. Continue reading “{Guest blog} Health care reform – where do we go from here?”

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understanding your health insurance
Health Insurance Education

Understanding My Insurance, part 1

So, you’re a new recipient of health insurance – congratulations! Now what?

If this is the first time you’ve had health insurance on your own, you’re in luck. We’re starting this series in order to help people just like you. We know that navigating your health insurance plan can be overwhelming (and not exactly exciting), but we hope this series will help you understand the ins and outs of health coverage.

To begin, we feel it’s important for you to understand the major changes the health care delivery system has undergone in the past few years. We’re talking about the Affordable Care Act (ACA).  Continue reading “Understanding My Insurance, part 1”

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