Understanding health insurance

Health insurance can be confusing but here at Blue Cross and Blue Shield of Kansas we don’t want it to be. We are here to help you understand all the ins and outs of health insurance. What is health insurance? The first step is understanding what health insurance really is. Health insurance is there to help cover your medical expenses. Similar to how auto insurance … Continue reading Understanding health insurance

{Guest blog} The unexpected can put a damper on things

Blue Cross and Blue Shield of Kansas partners with New Directions to provide behavioral health screenings, resources and support to our members and employees. Any type of personal or major crisis is disruptive and stressful by nature. Abnormal situations tend to throw us off emotionally. You may feel shock, fear, helplessness, guilt, anger, disappointment or a combination of feelings.When life throws you a curveball, allow yourself to … Continue reading {Guest blog} The unexpected can put a damper on things

Understanding why insurance premiums rise

While it is common for the amount you pay to go up or down each year, it is not always clear why those changes happen. While the general way premiums are figured is mostly based on how much medical services cost and how many were used by our members – there are many other things that can impact what you will pay for insurance, including: … Continue reading Understanding why insurance premiums rise

What’s the difference between health insurance and a health benefit plan?

How do you know if you are buying health insurance or a health benefit plan? Both are options Kansans will have this year as they consider their health coverage, but they are not created equal and some can leave you without necessary coverage. Check out our side-by-side breakdown of both options to understand the benefits and limitations you need to know before you make any … Continue reading What’s the difference between health insurance and a health benefit plan?

How to use your health insurance network

We’ve heard from our customers that being able to see their preferred doctor or using their hospital of choice is a top priority when considering a health insurer. With 96% of all eligible providers participating in the Blue Cross and Blue Shield of Kansas networks, including 99% of all medical doctors and 100% of all acute care facilities, we’re proud to offer our members an … Continue reading How to use your health insurance network

Legislative update on Kansas health and life insurance laws

The 2019 Kansas legislative session introduced several changes to the state’s health and life insurance laws. Below, BCBSKS vice president of government and community relations Sunee Mickle provides an update on how they will affect our members. Every year, Blue Cross and Blue Shield of Kansas is active at the Kansas Statehouse to help educate lawmakers about new health and life insurance legislation. Our goal … Continue reading Legislative update on Kansas health and life insurance laws

What’s on a Summary of Benefits and Coverage (SBC)?

Picking out a health insurance plan that’s best for you and your family is a big decision. And let’s face it, reading through plan details can be downright overwhelming. You want to make a good decision, but how do you keep all of the information straight? Good news, there’s something you can read that might help make your decision a little easier. It’s called a Summary of Benefits and Coverage (SBC).

Continue reading “What’s on a Summary of Benefits and Coverage (SBC)?”