While most Americans agree it’s important to have life insurance, they don’t tend to seek out coverage on their own. It’s a puzzling contradiction; one that smart employers understand and respond to. For the first time in history, more Americans get life insurance coverage through their employer rather than individually purchased policies. According to LIMRA, a trade organization for the insurance industry: Source: LIMRA … Continue reading Why offer life insurance? It’s an affordable benefit your employees will value.
More than ever, Americans are living paycheck to paycheck. This means they are financially unprepared when life throws a curve ball, like an unexpected illness or an accident that results in an injury: Federal law requires a strict definition of disability. Social Security will pay benefits only to those who are unable to work because of a medical condition that’s expected to last at least … Continue reading Why offer short-term disability benefits? Give your employees protection from loss of income
The benefits your company offers speaks volumes to your employees. What do employees look for when it comes to benefits? What are modern workforce trends you should be aware of? During this recorded presentation, Nicki Flanagan, Vice President, Human Resources and Administrative Services, CHRO at Blue Cross, will present and discuss trends in Kansas and beyond, as well as share what she is currently seeing … Continue reading Modern workforce benefits
Providing health insurance can be a struggle for small business owners because of the unpredictable cost, but with 88%* of employers viewing health insurance as the most valued benefit to employees, it’s crucial for talent recruitment and retention. Last year, Blue Cross and Blue Shield of Kansas and the Chamber of Commerce Executives of Kansas (CCEKS), partnered to launch the Chamber Blue of Kansas to … Continue reading Chamber Blue of Kansas provides a step forward in pursuit of affordable coverage
What drives cost trends? How do these trends impact premiums? Watch Matt Burns, chief actuary at Blue Cross, discuss the affordability problem with a comprehensive look at risk, rating and actuarial in this recorded presentation. Continue reading Healthcare trends and how they impact cost
When you or someone you love is sick or injured, where do you go for care? Your doctor’s office? The urgent care clinic? Or the emergency room? Sometimes, it’s hard to know what’s best. Here is a breakdown of your options. Your personal doctor should be your first call in most non-emergency situations. Your doctor knows you and your health history, including what … Continue reading Know where to go when you need care
Over the past few years, expenses have been adding up for the American consumer. Inflation adds yet another level of stress. In 2023, 60% of workers report they are living paycheck to paycheck. Healthcare costs are a top financial worry, with more than half of U.S. adults reporting they have difficulty affording the costs of care. Even those who are covered by health insurance feel … Continue reading Five simple ways to lower your healthcare costs
More than 80 years ago, Blue Cross and Blue Shield of Kansas (BCBSKS) was created by and for the people of Kansas. We are committed to improving the well-being of Kansas communities through affordability, choice and accountability. Our roots run deep in Saline County. In fact, in 1942, Salina Regional Health Center (SRHC) was the first facility to contract with BCBSKS. And each of you … Continue reading Improving community health in Saline County