Considering a specialty carve-out?
In the search for savings, beware of the risks Specialty carve-outs expose employers to ethical and compliance issues, and more On the surface, it sounds like a good idea. “Carve out” the most costly part of your prescription drug coverage, specialty drugs, by working with a third-party vendor that can focus on savings. But it’s important to understand what is happening behind the scenes and … Continue reading Considering a specialty carve-out?
Take Steps Now to Stay Mobile Longer
Mobility is how well a person can move and get around. It’s not just walking or driving. It also affects things like whether you can do chores and take care of yourself at home. You may not be able to change or control all the factors that impact your mobility. But you can take steps to protect your independence as you age. And there are … Continue reading Take Steps Now to Stay Mobile Longer
{Guest blog} Maintaining your mental health
Blue Cross and Blue Shield of Kansas partners with New Directions to provide behavioral health screenings, resources and support to our members and employees. Eating healthy foods and exercising can make you feel good and live longer. Another key part to this is your mental health. Good mental health is just as important as good physical health. But we all face changes in life that … Continue reading {Guest blog} Maintaining your mental health
4 Questions to Ask Yourself as You Age
While medical advancements have made aging easier for some, changes in society may make it more difficult for others. Researchers estimate about 27% of older Americans live without a family member or caretaker looking after their needs. This growing group is called elder orphans. More adults may not have children to help them as they age. That’s partly because childhood obesity rates began to climb … Continue reading 4 Questions to Ask Yourself as You Age
Health insurance vs. a pay raise: What’s the better choice?
Insuring your employees may be more affordable than you realize As a small business owner, you want to attract and retain good talent to help your business grow. You’re also juggling rising costs, a tight labor market, and the impact of a global pandemic. So, while you want to reward your employees for their hard work, you also want to make sure you are making … Continue reading Health insurance vs. a pay raise: What’s the better choice?
Considering a level-funded plan? Here are five strategies to consider
Level-funded plans offer an alternative approach for small employers Level-funded plans are gaining traction among businesses with 3 to 100 employees, and for good reason. If your business has generally healthy employees, these types of plans can lower premiums and provide a surplus refund when claims are lower than expected. BlueEdge level-funded plans offer flexibility and predictability, and can be viewed as a midway approach … Continue reading Considering a level-funded plan? Here are five strategies to consider
Get the complete picture: Bundle your medical and pharmacy benefits for better care, more savings
You don’t have to settle for a patchwork of benefits Prescription drug coverage is an important part of your employees’ health care. It’s also a major cost concern for you, as an employer. By bundling your employees’ pharmacy and medical benefits, there are major advantages. An integrated approach drives bigger savings for your company and provides better overall care for your employees. Improves health outcomes … Continue reading Get the complete picture: Bundle your medical and pharmacy benefits for better care, more savings
Quitting smoking is possible through HealthyOptions program
While Jana knew smoking was bad for her; and she knew she should stop, she was just going through the “quitting” motions until some of her friends were diagnosed with cancer and other friends suddenly died. When Jana enrolled in the tobacco cessation program, she was assigned to Jennifer, lead disease management nurse. “Jennifer kept nudging me with encouragement and facts,” recalls Jana. “We came … Continue reading Quitting smoking is possible through HealthyOptions program