While medical advancements have made aging easier for some, changes in society may make it more difficult for others. Researchers estimate about 27% of older Americans live without a family member or caretaker looking after their needs. This growing group is called elder orphans. More adults may not have children to help them as they age. That’s partly because childhood obesity rates began to climb … Continue reading 4 Questions to Ask Yourself as You Age
There are many things you get to enjoy in retirement, like your evening walk and watching the leaves on the trees changing color. Getting a mailbox full of packets and postcards is likely not one of them. Medicare’s Annual Enrollment Period (AEP) for 2023 Medicare Advantage plans is Oct. 15 to Dec. 7. This is the time when you can sign up for certain types … Continue reading Preparing for Medicare’s Annual Enrollment Period for Medicare Advantage
Medicare Supplement Insurance is a type of health insurance plan that helps cover the gaps in Original Medicare. Gaps include coinsurance, copayments and deductibles. Original Medicare, Parts A and B, is offered by the federal government while Medicare Supplement plans are sold by private insurance carriers. Medicare Select plans are a type of supplement plan in a service area that offers a lower monthly premium … Continue reading What is a Medicare Supplement Insurance Select plan?
With the exit of the popular Medicare Supplement Plans C and F as part of the government implementation of MACRA, those eligible for Medicare after January 1, 2021, are looking to the next best option. For most, that option is Plan G. The only difference is with Plan G beneficiaries are responsible for paying the Part B deductible ($226 in 2023). It offers great value … Continue reading Learn the difference between Medicare Supplement Plan G and Plan G HDHP
You work sun up to sun down most of your life so you can finally get to the Good Life of retirement. No more alarm clocks and deadlines. The Good Life is different for each of us and how you enjoy retirement is personal to you. Just like the Good Life is personal to you, your Medicare enrollment dates depend on your specific situation. While … Continue reading Medicare eligibility and enrollment
Now that you understand the basics of Medicare, you’re ready to start planning. If it wasn’t for Medicare, health care might become really expensive at age 65 and beyond. Medicare comes in Parts A, B, C and D. Parts A and B are called “Original Medicare” and are provided by the government. Parts A and B cover some basics – like hospital stays and doctor … Continue reading Countdown to 65: Action plan for when you’re new to Medicare
Turning 65 is an exciting milestone! You’re at a stage in life where you can do what you like, with more time and freedom to do it. It also means it’s time to think about the Medicare coverage you’ll need to ensure you can stay healthy and live confidently. It goes without saying that there’s a lot to think about when it comes to finding … Continue reading Learn the ABCs of Medicare