As you review your Medicare plan options, Medicare Advantage Part C is worth considering as it provides all Medicare Part A and Part B benefits in one plan. Most Medicare Advantage plans also include a prescription drug plan, which are often referred to as “bundled plans”. But did you know Medicare Advantage plans can offer additional benefits and services you need to take control of your overall health?
Medicare Advantage plans often offer access to beneficial coverages that are excluded from other Medicare plans. For example, eye exams are essential, especially as you age and more issues with eyesight emerge and eyesight. Advantage plans often include coverage for eye exams and if you need eyeglasses or corrective lenses, they can include an annual allowance to help cover some or all the costs.
Studies show oral health is an important contributor to your overall health and can help decrease serious health problems such as heart attack and stroke. Finding a plan that has an allowance for minor preventive services like a dental exam, cleanings and x-rays plus minor comprehensive services for more serious needs can help ensure you have good oral health and access to dental services when you need them.
Finally, one of the most common conditions affecting older adults is difficulty hearing and hearing loss. Unfortunately, hearing aids can be unaffordable for many Medicare beneficiaries. Advantage plans often include a routine hearing exam as well as a discount or allowance for hearing aids.
Advantage plans often offer services that focus on your overall wellness as well, including joining a gym or local fitness center. Not only do you have access to fitness programs, but you get to enjoy the social atmosphere that meeting others at a gym can offer.
While most plans do include Part D prescription drug coverage, many also offer an over-the-counter retail and mail-order allowance. These allowances help you purchase over-the-counter medicines which can help when you’re on a fixed income.
If you need to be admitted to the hospital, your Advantage plan might provide post-hospital discharge meals delivered to your home. This can be a beneficial service to help get you the proper nutrition you need to get back on your feet while allowing you to focus on recuperating.
Finding the right plan
These offerings are not included in Original Medicare but are plan benefits available in “all-in-one” Medicare Advantage plans offered to insured members by some insurance companies. Be sure you compare Medicare Advantage plans and ask questions to better understand what supplemental benefits and services you can get.
The online plan finder tool at Medicare.gov can help you search for and compare Medicare Advantage plans available in your area.
Blue Cross and Blue Shield of Kansas now offers Medicare Advantage in several areas across the state. To learn more about our Advantage plan and to see if it is available in your area, visit our website or call us at (866) 627-6705 to talk about your Medicare plan options. Let us help you live the Good Life!