You may be eligible for Marketplace subsidies even if you’re offered an employer-based insurance plan. The definition of “affordable” group coverage has been problematic since the arrival of the Affordable Care Act (ACA) in 2013. Known as the “family glitch,” it has barred millions of employees from receiving subsidized health insurance through the Marketplace.  In 2023, the IRS fixed the “family glitch.” This means that … Continue reading How the “Family Glitch” increases your opportunity for a premium tax credit