Some of your employees may now be eligible for Marketplace subsidies The definition of “affordable” group coverage has been problematic since the arrival of the Affordable Care Act (ACA) in 2013. Known as the “family glitch,” it has barred millions of employees from receiving subsidized health insurance through the Marketplace. Just in time for January 2023 enrollment, the IRS has fixed the “family glitch.” This … Continue reading What you need to know about the “family glitch”
Why telemedicine is a necessity in today’s workplace The pandemic changed so much about the way we work. In a small period of time, many employees took an emergency crash course on how to work remotely. With that came a host of other changes, including how people accessed health care. One major change was the surge in virtual care — also known as telehealth or … Continue reading Virtual care is here to stay
And why consumers benefit Steadily rising costs have everyone looking for smart ways to save money, particularly on health insurance. A great way to push back at inflation is to offer a Health Savings Account (HSA) to your employees. These savings accounts are a simple, effective and affordable way to find tax savings that benefits everyone: individuals, small businesses and large employers. An HSA is … Continue reading Why employers should offer an HSA
When Kim Sachse was diagnosed with chronic heart failure and prediabetes, she thought it was nerve-wracking and had a lot of questions. She knew that she needed to add low-sodium and lower carb options to her diet, and she knew she needed to exercise, but didn’t really know how to start making changes. Then, Kim received a letter inviting her to enroll in the Blue … Continue reading Disease management program helps member take control of prediabetes diagnosis
Caregivers need to focus on their own well-being to properly succeed at caregiving and avoid compassion fatigue. There are five crucial aspects of self-care, including getting enough sleep, eating healthy foods, exercising, having relaxation time and having social support. Caregivers can improve their quality of life and increase their levels of happiness by directing their attention inward and taking more time to care for themselves. … Continue reading Caregivers Need Self-Care Too
Blue Cross and Blue Shield of Kansas partners with New Directions to provide behavioral health screenings, resources and support to our members and employees. Nobody plans to become addicted to drugs or alcohol, yet it happens often. Plenty of people can enjoy the occasional alcoholic drink or take prescribed pain medications and still lead a healthy life. But addiction develops slowly over time, which is … Continue reading Mental health and substance abuse disorders
While medical advancements have made aging easier for some, changes in society may make it more difficult for others. Researchers estimate about 27% of older Americans live without a family member or caretaker looking after their needs. This growing group is called elder orphans. More adults may not have children to help them as they age. That’s partly because childhood obesity rates began to climb … Continue reading 4 Questions to Ask Yourself as You Age
Insuring your employees may be more affordable than you realize As a small business owner, you want to attract and retain good talent to help your business grow. You’re also juggling rising costs, a tight labor market, and the impact of a global pandemic. So, while you want to reward your employees for their hard work, you also want to make sure you are making … Continue reading Health insurance vs. a pay raise: What’s the better choice?